Today's world is the experience of a constant process of expansion in all fields such as technology, architecture, economics, such as the basis only of example, such processes cause everyday should seek growth by choosing the useful means to accomplish such a task, so entering the field that is of importance in this paper, is economic expansion, so the growth process allows for a transfer to the activities of trade and commercial enterprises, such Thus the development of these enterprises often requires doing business that can be risky as there is some uncertainty generated common traffic trade, since in many cases can be presented to the unpleasant incident with a business in which one of the parties and has complied with the obligation, in this case the companies that deliver or perform some are not satisfied the obligations acquired on the other side which is the payment, this is called the non-payment of benefits, so the companies in the effort develop risk of losses due to defaults, so one of the means or mechanisms that are developed in today's world to avoid such unnecessary risks, is the credit insurance, which has largely helped avoid problems solvency caused by defaults, which generate additional costs to the company, this fact would lead to expansion of the company was largely delayed, therefore the credit insurance must have very good information if a business is looking for credit, which credit insurance would act as an excellent preventive measure that will have greater peace of mind in this type of business and in case of credit default insurance will help to avoid the problems of economic solvency. So credit insurance is the ideal tool to facilitate the economic activities of credit, since such investment is not of great value, while credit insurance if it can cover large amounts of money, acting as a driver the risks arising from the sale on credit by the buyers of the products of the companies and likewise carry out credit insurance to repair the function of any losses created by the insolvency of the buyers on credit. The content you have credit insurance allows for ideal services that offer greater peace of mind, as it acts on three levels of protection for the user's income, so the first step is prevention where we analyze and control risk generated from commercial activity, thus far the rate of loss of each business, the following process credit insurance is the reobro, which keeps track of customers who have not made the payments, exhausting all means to facilitate the recovery of money and finally the credit insurance provides assurance that anticipates and compensates for any loss arising from the defaults, so the credit insurance is the best tool to facilitate business growth without incurring unforeseen expenses in business caused by the defaults..